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Life can be complicated enough—you don't need complicated finances too. So why not simplify it all by combining your mortgage, loans and saving account into one?
It's called a line of credit mortgage and it may be the only loan you'll ever need. Not only does it pay for your home, it also lets you take out money for renovations, a vehicle—whatever.
Plus, as you accumulate savings, you simply credit them to the line of credit and they help you build equity.
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